{"id":1337,"date":"2026-07-06T22:06:20","date_gmt":"2026-07-06T13:06:20","guid":{"rendered":"https:\/\/wp2025.kr\/?p=1337"},"modified":"2026-07-06T22:06:24","modified_gmt":"2026-07-06T13:06:24","slug":"ltv-%ea%b3%84%ec%82%b0%ea%b8%b0-2026-%ec%b5%9c%ec%8b%a0%ef%bd%9c%ec%a3%bc%ed%83%9d%eb%8b%b4%eb%b3%b4%eb%8c%80%ec%b6%9c-%ea%b0%80%eb%8a%a5%ea%b8%88%ec%95%a1-%ec%9e%90%eb%8f%99-%ea%b3%84%ec%82%b0","status":"publish","type":"post","link":"https:\/\/wp2025.kr\/?p=1337","title":{"rendered":"LTV \uacc4\uc0b0\uae30 (2026 \ucd5c\uc2e0)\uff5c\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uac00\ub2a5\uae08\uc561 \uc790\ub3d9 \uacc4\uc0b0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ub0b4 \uc9d1 \ub9c8\ub828\uc744 \uc900\ube44\ud558\uace0 \uc788\ub2e4\uba74 \uac00\uc7a5 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud558\ub294 \uac83\uc774 <strong>LTV(Loan To Value)<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\ub294 \uc8fc\ud0dd \uac00\uaca9 \ub300\ube44 \uc5bc\ub9c8\ub098 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \ube44\uc728\ub85c, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud55c\ub3c4\ub97c \uacb0\uc815\ud558\ub294 \uc911\uc694\ud55c \uae30\uc900 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4 5\uc5b5 \uc6d0\uc9dc\ub9ac \uc544\ud30c\ud2b8\ub97c \uad6c\uc785\ud558\ub294\ub370 LTV\uac00 70%\ub77c\uba74 \ucd5c\ub300 3\uc5b5 5\ucc9c\ub9cc \uc6d0\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc740 <strong>DSR, \uc18c\ub4dd, \uc2e0\uc6a9\ub3c4, \uae08\uc735\uae30\uad00 \uc2ec\uc0ac<\/strong> \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub798 \uacc4\uc0b0\uae30\ub97c \uc774\uc6a9\ud558\uba74 \uc608\uc0c1 LTV \ub300\ucd9c \ud55c\ub3c4\ub97c \uac04\ud3b8\ud558\uac8c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a57f821e0831\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-6a57f821e0831\"  type=\"checkbox\" id=\"item-6a57f821e0831\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wp2025.kr\/?p=1337\/#LTV%EB%9E%80\" title=\"LTV\ub780?\">LTV\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wp2025.kr\/?p=1337\/#LTV_%EA%B3%84%EC%82%B0%EA%B8%B0\" title=\"LTV \uacc4\uc0b0\uae30\">LTV \uacc4\uc0b0\uae30<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wp2025.kr\/?p=1337\/#%F0%9F%8F%A0_LTV_%EA%B3%84%EC%82%B0%EA%B8%B0\" title=\"\ud83c\udfe0 LTV \uacc4\uc0b0\uae30\">\ud83c\udfe0 LTV \uacc4\uc0b0\uae30<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wp2025.kr\/?p=1337\/#LTV_%EA%B3%84%EC%82%B0_%EB%B0%A9%EB%B2%95\" title=\"LTV \uacc4\uc0b0 \ubc29\ubc95\">LTV \uacc4\uc0b0 \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wp2025.kr\/?p=1337\/#LTV%EC%99%80_DSR%EC%9D%98_%EC%B0%A8%EC%9D%B4\" title=\"LTV\uc640 DSR\uc758 \ucc28\uc774\">LTV\uc640 DSR\uc758 \ucc28\uc774<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wp2025.kr\/?p=1337\/#%EA%B3%84%EC%82%B0_%EC%98%88%EC%8B%9C\" title=\"\uacc4\uc0b0 \uc608\uc2dc\">\uacc4\uc0b0 \uc608\uc2dc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wp2025.kr\/?p=1337\/#LTV%EA%B0%80_%EB%86%92%EC%9D%84%EC%88%98%EB%A1%9D_%EC%A2%8B%EC%9D%80_%EA%B1%B8%EA%B9%8C%EC%9A%94\" title=\"LTV\uac00 \ub192\uc744\uc218\ub85d \uc88b\uc740 \uac78\uae4c\uc694?\">LTV\uac00 \ub192\uc744\uc218\ub85d \uc88b\uc740 \uac78\uae4c\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/wp2025.kr\/?p=1337\/#%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8_FAQ\" title=\"\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/wp2025.kr\/?p=1337\/#Q_LTV%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%EC%82%B0%ED%95%98%EB%82%98%EC%9A%94\" title=\"Q. LTV\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?\">Q. LTV\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/wp2025.kr\/?p=1337\/#Q_LTV%EC%99%80_DSR_%EC%A4%91_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8D%94_%EC%A4%91%EC%9A%94%ED%95%98%EB%82%98%EC%9A%94\" title=\"Q. LTV\uc640 DSR \uc911 \ubb34\uc5c7\uc774 \ub354 \uc911\uc694\ud558\ub098\uc694?\">Q. LTV\uc640 DSR \uc911 \ubb34\uc5c7\uc774 \ub354 \uc911\uc694\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/wp2025.kr\/?p=1337\/#Q_LTV%EA%B0%80_80%EB%A9%B4_%EB%AC%B4%EC%A1%B0%EA%B1%B4_80%EA%B9%8C%EC%A7%80_%EB%8C%80%EC%B6%9C%EB%90%98%EB%82%98%EC%9A%94\" title=\"Q. LTV\uac00 80%\uba74 \ubb34\uc870\uac74 80%\uae4c\uc9c0 \ub300\ucd9c\ub418\ub098\uc694?\">Q. LTV\uac00 80%\uba74 \ubb34\uc870\uac74 80%\uae4c\uc9c0 \ub300\ucd9c\ub418\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/wp2025.kr\/?p=1337\/#Q_%EA%B3%84%EC%82%B0%EA%B8%B0_%EA%B2%B0%EA%B3%BC%EC%99%80_%EC%8B%A4%EC%A0%9C_%EB%8C%80%EC%B6%9C%EA%B8%88%EC%9D%B4_%EB%8B%A4%EB%A5%B8_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" title=\"Q. \uacc4\uc0b0\uae30 \uacb0\uacfc\uc640 \uc2e4\uc81c \ub300\ucd9c\uae08\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\">Q. \uacc4\uc0b0\uae30 \uacb0\uacfc\uc640 \uc2e4\uc81c \ub300\ucd9c\uae08\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/wp2025.kr\/?p=1337\/#%EB%A7%88%EB%AC%B4%EB%A6%AC\" title=\"\ub9c8\ubb34\ub9ac\">\ub9c8\ubb34\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTV%EB%9E%80\"><\/span>LTV\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\ub294 <strong>Loan To Value Ratio<\/strong>\uc758 \uc57d\uc790\ub85c,<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\uc8fc\ud0dd\uac00\uaca9 \ub300\ube44 \ub300\ucd9c \uac00\ub2a5\ud55c \ube44\uc728<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589\uc5d0\uc11c\ub294 \ub2f4\ubcf4\uac00 \ub418\ub294 \uc8fc\ud0dd\uc758 \uac00\uce58\uc640 \uc815\ubd80 \uaddc\uc815 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec LTV\ub97c \uc801\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc8fc\ud0dd\uac00\uaca9 : <strong>6\uc5b5 \uc6d0<\/strong><\/li>\n\n\n\n<li>LTV : <strong>70%<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub77c\uba74<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc740<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4\uc5b5 2\ucc9c\ub9cc \uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTV_%EA%B3%84%EC%82%B0%EA%B8%B0\"><\/span>LTV \uacc4\uc0b0\uae30<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub798 \uacc4\uc0b0\uae30\uc5d0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc8fc\ud0dd\uac00\uaca9<\/li>\n\n\n\n<li>LTV(%)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ub97c \uc785\ub825\ud558\uba74<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uacfc \ud544\uc694\ud55c \uc790\uae30\uc790\ubcf8\uc744 \uc790\ub3d9\uc73c\ub85c \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<style>\n.ltvcalc-wrap{max-width:760px;margin:30px auto;padding:24px;background:#fff;border:1px solid #e5e7eb;border-radius:18px;box-shadow:0 8px 24px rgba(0,0,0,.05);font-family:Pretendard,Apple SD Gothic Neo,sans-serif}\n.ltvcalc-wrap h2{font-size:26px;margin:0 0 10px}\n.ltvcalc-desc{color:#666;font-size:14px;line-height:1.6;margin-bottom:20px}\n.ltvcalc-row{margin-bottom:15px}\n.ltvcalc-row label{display:block;font-weight:700;margin-bottom:7px}\n.ltvcalc-row input{width:100%;padding:13px;border:1px solid #ddd;border-radius:10px;font-size:16px;box-sizing:border-box}\n.ltvcalc-btns{display:flex;gap:10px;margin-top:22px}\n.ltvcalc-btn{flex:1;padding:15px;border:0;border-radius:10px;font-weight:800;font-size:16px;cursor:pointer}\n.ltvcalc-calc{background:#2563eb;color:#fff}\n.ltvcalc-reset{background:#f3f4f6;color:#111}\n.ltvcalc-result{display:none;margin-top:24px;background:#f8fafc;border-radius:14px;padding:18px}\n.ltvcalc-result table{width:100%;border-collapse:collapse}\n.ltvcalc-result td{padding:10px 0;border-bottom:1px solid #e5e7eb}\n.ltvcalc-result td:last-child{text-align:right;font-weight:800}\n.ltvcalc-total{font-size:20px;color:#dc2626}\n.ltvbar-wrap{margin-top:18px}\n.ltvbar-bg{height:16px;background:#e5e7eb;border-radius:999px;overflow:hidden}\n.ltvbar-fill{height:100%;width:0%;background:#2563eb;border-radius:999px;transition:.3s}\n.ltvbar-text{font-size:13px;color:#555;margin-top:8px;text-align:right}\n.ltvcalc-notice{margin-top:18px;font-size:13px;color:#666;line-height:1.7;background:#fff7ed;border:1px solid #fed7aa;padding:14px;border-radius:12px}\n@media(max-width:640px){.ltvcalc-wrap{padding:18px}.ltvcalc-btns{flex-direction:column}.ltvcalc-wrap h2{font-size:22px}}\n<\/style>\n\n<div class=\"ltvcalc-wrap\">\n  <h2><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A0_LTV_%EA%B3%84%EC%82%B0%EA%B8%B0\"><\/span>\ud83c\udfe0 LTV \uacc4\uc0b0\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p class=\"ltvcalc-desc\">\uc8fc\ud0dd\uac00\uaca9\uacfc LTV \ube44\uc728\uc744 \uc785\ub825\ud558\uba74 \uc608\uc0c1 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uac00\ub2a5\uae08\uc561\uacfc \ud544\uc694 \uc790\uae30\uc790\ubcf8\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n\n  <div class=\"ltvcalc-row\">\n    <label>\uc8fc\ud0dd\uac00\uaca9<\/label>\n    <input type=\"text\" id=\"ltvPrice\" placeholder=\"\uc608: 700,000,000\">\n  <\/div>\n\n  <div class=\"ltvcalc-row\">\n    <label>LTV \ube44\uc728(%)<\/label>\n    <input type=\"text\" id=\"ltvRate\" placeholder=\"\uc608: 70\">\n  <\/div>\n\n  <div class=\"ltvcalc-btns\">\n    <button class=\"ltvcalc-btn ltvcalc-calc\" onclick=\"calcLTV()\">\uacc4\uc0b0\ud558\uae30<\/button>\n    <button class=\"ltvcalc-btn ltvcalc-reset\" onclick=\"resetLTV()\">\ucd08\uae30\ud654<\/button>\n  <\/div>\n\n  <div class=\"ltvcalc-result\" id=\"ltvResult\">\n    <table>\n      <tr><td>\uc8fc\ud0dd\uac00\uaca9<\/td><td id=\"ltvPriceResult\"><\/td><\/tr>\n      <tr><td>LTV \ube44\uc728<\/td><td id=\"ltvRateResult\"><\/td><\/tr>\n      <tr><td class=\"ltvcalc-total\">\ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5\uae08\uc561<\/td><td class=\"ltvcalc-total\" id=\"ltvLoan\"><\/td><\/tr>\n      <tr><td>\ud544\uc694 \uc790\uae30\uc790\ubcf8<\/td><td id=\"ltvCash\"><\/td><\/tr>\n    <\/table>\n\n    <div class=\"ltvbar-wrap\">\n      <div class=\"ltvbar-bg\">\n        <div class=\"ltvbar-fill\" id=\"ltvBar\"><\/div>\n      <\/div>\n      <div class=\"ltvbar-text\" id=\"ltvBarText\"><\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"ltvcalc-notice\">\n    \u203b \ubcf8 \uacc4\uc0b0\uae30\ub294 \ucc38\uace0\uc6a9 \uac04\uc774 \uacc4\uc0b0\uae30\uc785\ub2c8\ub2e4.<br>\n    \u203b \uc2e4\uc81c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud55c\ub3c4\ub294 DSR, DTI, \uc18c\ub4dd, \uc2e0\uc6a9\ub3c4, \uae30\uc874 \ub300\ucd9c, \uae08\uc735\uae30\uad00 \uc2ec\uc0ac \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n  <\/div>\n<\/div>\n\n<script>\nfunction ltvNum(v){return Number(String(v).replace(\/,\/g,''))||0}\nfunction ltvComma(n){return Math.round(n).toLocaleString('ko-KR')+'\uc6d0'}\n\n['ltvPrice','ltvRate'].forEach(function(id){\n  document.getElementById(id).addEventListener('input',function(){\n    let n=this.value.replace(\/[^0-9]\/g,'');\n    this.value=n?Number(n).toLocaleString('ko-KR'):'';\n  });\n});\n\nfunction calcLTV(){\n  let price=ltvNum(document.getElementById('ltvPrice').value);\n  let rate=ltvNum(document.getElementById('ltvRate').value);\n\n  if(price<=0 || rate<=0){\n    alert('\uc8fc\ud0dd\uac00\uaca9\uacfc LTV \ube44\uc728\uc744 \uc785\ub825\ud574\uc8fc\uc138\uc694.');\n    return;\n  }\n\n  if(rate>100){\n    alert('LTV \ube44\uc728\uc740 100% \uc774\ud558\ub85c \uc785\ub825\ud574\uc8fc\uc138\uc694.');\n    return;\n  }\n\n  let loan=price*(rate\/100);\n  let cash=price-loan;\n\n  document.getElementById('ltvPriceResult').innerText=ltvComma(price);\n  document.getElementById('ltvRateResult').innerText=rate+'%';\n  document.getElementById('ltvLoan').innerText=ltvComma(loan);\n  document.getElementById('ltvCash').innerText=ltvComma(cash);\n  document.getElementById('ltvBar').style.width=rate+'%';\n  document.getElementById('ltvBarText').innerText='\uc8fc\ud0dd\uac00\uaca9\uc758 '+rate+'%\uae4c\uc9c0 \ub300\ucd9c \uac00\ub2a5 \uae30\uc900';\n  document.getElementById('ltvResult').style.display='block';\n}\n\nfunction resetLTV(){\n  document.getElementById('ltvPrice').value='';\n  document.getElementById('ltvRate').value='';\n  document.getElementById('ltvResult').style.display='none';\n  document.getElementById('ltvBar').style.width='0%';\n}\n<\/script>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTV_%EA%B3%84%EC%82%B0_%EB%B0%A9%EB%B2%95\"><\/span>LTV \uacc4\uc0b0 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">LTV \uacc4\uc0b0\uc740 \ub9e4\uc6b0 \uac04\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\uc8fc\ud0dd\uac00\uaca9 \u00d7 LTV(%)<br><br>=<br><br>\ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\uac00\uaca9<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>800,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTV<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>80%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>640,000,000\uc6d0<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTV%EC%99%80_DSR%EC%9D%98_%EC%B0%A8%EC%9D%B4\"><\/span>LTV\uc640 DSR\uc758 \ucc28\uc774<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9ce\uc740 \ubd84\ub4e4\uc774 LTV\uc640 DSR\uc744 \ud5f7\uac08\ub824 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">LTV<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub2f4\ubcf4\uac00\uce58 \uae30\uc900<\/li>\n\n\n\n<li>\uc9d1\uac12 \ub300\ube44 \ub300\ucd9c \ube44\uc728<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">DSR<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\ub4dd \uae30\uc900<\/li>\n\n\n\n<li>\uc5f0\uac04 \uc18c\ub4dd \ub300\ube44 \uc6d0\ub9ac\uae08 \uc0c1\ud658 \ub2a5\ub825<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc989,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\uac00 70%\ub77c\uace0 \ud574\uc11c \ubc18\ub4dc\uc2dc \uadf8 \uae08\uc561\ub9cc\ud07c \ub300\ucd9c\uc774 \uac00\ub2a5\ud55c \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uc5ec\ubd80\ub294 <strong>DSR \uaddc\uc81c<\/strong>\uae4c\uc9c0 \ud568\uaed8 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DSR \uacc4\uc0b0\uae30<\/li>\n\n\n\n<li>\uc804\uc138\ub300\ucd9c \uacc4\uc0b0\uae30<\/li>\n\n\n\n<li>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \uacc4\uc0b0\uae30<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B3%84%EC%82%B0_%EC%98%88%EC%8B%9C\"><\/span>\uacc4\uc0b0 \uc608\uc2dc<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\uac00\uaca9<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>700,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTV<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>70%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub77c\uba74<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>490,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\uc694\ud55c \uc790\uae30\uc790\ubcf8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>210,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTV%EA%B0%80_%EB%86%92%EC%9D%84%EC%88%98%EB%A1%9D_%EC%A2%8B%EC%9D%80_%EA%B1%B8%EA%B9%8C%EC%9A%94\"><\/span>LTV\uac00 \ub192\uc744\uc218\ub85d \uc88b\uc740 \uac78\uae4c\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\uac00 \ub192\uc73c\uba74 \ucd08\uae30 \uc790\uae08 \ubd80\ub2f4\uc740 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc9c0\ub9cc,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c\uae08\uc774 \uc99d\uac00\ud558\uba74\uc11c<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc6d4 \uc0c1\ud658\uc561 \uc99d\uac00<\/li>\n\n\n\n<li>\uc774\uc790 \ubd80\ub2f4 \uc99d\uac00<\/li>\n\n\n\n<li>DSR \uc81c\ud55c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ub4f1\ub3c4 \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub530\ub77c\uc11c \ubb34\uc870\uac74 \ub192\uc740 LTV\uac00 \uc720\ub9ac\ud55c \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8_FAQ\"><\/span>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_LTV%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%EC%82%B0%ED%95%98%EB%82%98%EC%9A%94\"><\/span>Q. LTV\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\uac00\uaca9\uc5d0 LTV \ube44\uc728\uc744 \uacf1\ud558\uba74 \ucd5c\ub300 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc744 \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_LTV%EC%99%80_DSR_%EC%A4%91_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8D%94_%EC%A4%91%EC%9A%94%ED%95%98%EB%82%98%EC%9A%94\"><\/span>Q. LTV\uc640 DSR \uc911 \ubb34\uc5c7\uc774 \ub354 \uc911\uc694\ud558\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c \uc2ec\uc0ac\uc5d0\uc11c\ub294 \ub450 \uae30\uc900 \ubaa8\ub450 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\ub294 \ub2f4\ubcf4\uac00\uce58 \uae30\uc900\uc774\uace0,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DSR\uc740 \uc0c1\ud658 \ub2a5\ub825 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_LTV%EA%B0%80_80%EB%A9%B4_%EB%AC%B4%EC%A1%B0%EA%B1%B4_80%EA%B9%8C%EC%A7%80_%EB%8C%80%EC%B6%9C%EB%90%98%EB%82%98%EC%9A%94\"><\/span>Q. LTV\uac00 80%\uba74 \ubb34\uc870\uac74 80%\uae4c\uc9c0 \ub300\ucd9c\ub418\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc18c\ub4dd, \uc2e0\uc6a9\ub3c4, DSR, \uae08\uc735\uae30\uad00 \uc2ec\uc0ac \ub4f1\uc5d0 \ub530\ub77c \uc2e4\uc81c \ud55c\ub3c4\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_%EA%B3%84%EC%82%B0%EA%B8%B0_%EA%B2%B0%EA%B3%BC%EC%99%80_%EC%8B%A4%EC%A0%9C_%EB%8C%80%EC%B6%9C%EA%B8%88%EC%9D%B4_%EB%8B%A4%EB%A5%B8_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>Q. \uacc4\uc0b0\uae30 \uacb0\uacfc\uc640 \uc2e4\uc81c \ub300\ucd9c\uae08\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf8 \uacc4\uc0b0\uae30\ub294 <strong>\ucc38\uace0\uc6a9 \uac04\uc774 \uacc4\uc0b0\uae30<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc740 \uae08\uc735\uae30\uad00\uc758 \uc2ec\uc0ac\uc640 \uc815\ubd80 \uc815\ucc45, \uac1c\uc778\uc758 \uc18c\ub4dd \ubc0f \uae30\uc874 \ub300\ucd9c \ud604\ud669 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A7%88%EB%AC%B4%EB%A6%AC\"><\/span>\ub9c8\ubb34\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc744 \ud310\ub2e8\ud558\ub294 \uac00\uc7a5 \uae30\ubcf8\uc801\uc778 \uc9c0\ud45c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\ub9cc \uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uc5ec\ubd80\ub294 DSR, \uc18c\ub4dd, \uae30\uc874 \ub300\ucd9c, \uae08\uc735\uae30\uad00 \uc2ec\uc0ac \ub4f1\uc744 \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud558\ubbc0\ub85c, \uacc4\uc0b0\uae30 \uacb0\uacfc\ub294 \ucc38\uace0\uc6a9\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub0b4 \uc9d1 \ub9c8\ub828\uc744 \uc900\ube44\ud558\uace0 \uc788\ub2e4\uba74 \uac00\uc7a5 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud558\ub294 \uac83\uc774 LTV(Loan To Value)\uc785\ub2c8\ub2e4. LTV\ub294 \uc8fc\ud0dd \uac00\uaca9 \ub300\ube44 \uc5bc\ub9c8\ub098 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \ube44\uc728\ub85c, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud55c\ub3c4\ub97c \uacb0\uc815\ud558\ub294 \uc911\uc694\ud55c \uae30\uc900 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 5\uc5b5 \uc6d0\uc9dc\ub9ac \uc544\ud30c\ud2b8\ub97c \uad6c\uc785\ud558\ub294\ub370 LTV\uac00 70%\ub77c\uba74 \ucd5c\ub300 3\uc5b5 5\ucc9c\ub9cc \uc6d0\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc740 DSR, \uc18c\ub4dd, \uc2e0\uc6a9\ub3c4, &#8230; <a title=\"LTV \uacc4\uc0b0\uae30 (2026 \ucd5c\uc2e0)\uff5c\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uac00\ub2a5\uae08\uc561 \uc790\ub3d9 \uacc4\uc0b0\" class=\"read-more\" href=\"https:\/\/wp2025.kr\/?p=1337\" aria-label=\"LTV \uacc4\uc0b0\uae30 (2026 \ucd5c\uc2e0)\uff5c\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uac00\ub2a5\uae08\uc561 \uc790\ub3d9 \uacc4\uc0b0\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":1338,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[300],"tags":[330,329],"class_list":["post-1337","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-300","tag-ltv-","tag-ltv"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/wp2025.kr\/wp-content\/uploads\/2026\/07\/\uc2a4\ud06c\ub9b0\uc0f7-2026-07-06-220545.png","_links":{"self":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts\/1337","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1337"}],"version-history":[{"count":1,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts\/1337\/revisions"}],"predecessor-version":[{"id":1339,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts\/1337\/revisions\/1339"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/media\/1338"}],"wp:attachment":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1337"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}