{"id":1388,"date":"2026-07-07T15:44:48","date_gmt":"2026-07-07T06:44:48","guid":{"rendered":"https:\/\/wp2025.kr\/?p=1388"},"modified":"2026-07-07T15:44:51","modified_gmt":"2026-07-07T06:44:51","slug":"dsr-%ea%b3%84%ec%82%b0%ea%b8%b0-2026-%ec%b5%9c%ec%8b%a0%ef%bd%9c%ec%b4%9d%eb%b6%80%ec%b1%84%ec%9b%90%eb%a6%ac%ea%b8%88%ec%83%81%ed%99%98%eb%b9%84%ec%9c%a8-%ec%9e%90%eb%8f%99-%ea%b3%84%ec%82%b0","status":"publish","type":"post","link":"https:\/\/wp2025.kr\/?p=1388","title":{"rendered":"DSR \uacc4\uc0b0\uae30 (2026 \ucd5c\uc2e0)\uff5c\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728 \uc790\ub3d9 \uacc4\uc0b0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc774\ub098 \uc2e0\uc6a9\ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uae30 \uc804\uc5d0 \uac00\uc7a5 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud558\ub294 \uac83\uc774 <strong>DSR(\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728)<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DSR\uc740 \uc5f0\uc18c\ub4dd \ub300\ube44 \ubaa8\ub4e0 \ub300\ucd9c\uc758 \uc5f0\uac04 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561\uc774 \ucc28\uc9c0\ud558\ub294 \ube44\uc728\uc744 \uc758\ubbf8\ud558\uba70, \uae08\uc735\uae30\uad00\uc740 \uc774\ub97c \ud1b5\ud574 \ub300\ucd9c \uc0c1\ud658 \ub2a5\ub825\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub300\ucd9c \ud55c\ub3c4\ub294 \ub2f4\ubcf4\uac00\uce58\ubfd0 \uc544\ub2c8\ub77c <strong>DSR \uaddc\uc81c<\/strong>\uc758 \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \ubbf8\ub9ac \uacc4\uc0b0\ud574 \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub798 \uacc4\uc0b0\uae30\ub97c \uc774\uc6a9\ud558\uba74 \uc608\uc0c1 DSR\uc744 \uac04\ud3b8\ud558\uac8c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6aa8629d914b4\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-6aa8629d914b4\"  type=\"checkbox\" id=\"item-6aa8629d914b4\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wp2025.kr\/?p=1388\/#DSR%EC%9D%B4%EB%9E%80\" title=\"DSR\uc774\ub780?\">DSR\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wp2025.kr\/?p=1388\/#DSR_%EA%B3%84%EC%82%B0%EA%B8%B0\" title=\"DSR \uacc4\uc0b0\uae30\">DSR \uacc4\uc0b0\uae30<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wp2025.kr\/?p=1388\/#%F0%9F%8F%A6_DSR_%EA%B3%84%EC%82%B0%EA%B8%B0\" title=\"\ud83c\udfe6 DSR \uacc4\uc0b0\uae30\">\ud83c\udfe6 DSR \uacc4\uc0b0\uae30<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wp2025.kr\/?p=1388\/#DSR_%EA%B3%84%EC%82%B0_%EB%B0%A9%EB%B2%95\" title=\"DSR \uacc4\uc0b0 \ubc29\ubc95\">DSR \uacc4\uc0b0 \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wp2025.kr\/?p=1388\/#DSR%EC%9D%80_%EC%99%9C_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80%EC%9A%94\" title=\"DSR\uc740 \uc65c \uc911\uc694\ud55c\uac00\uc694?\">DSR\uc740 \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wp2025.kr\/?p=1388\/#DSR%EC%99%80_LTV%EC%9D%98_%EC%B0%A8%EC%9D%B4\" title=\"DSR\uc640 LTV\uc758 \ucc28\uc774\">DSR\uc640 LTV\uc758 \ucc28\uc774<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wp2025.kr\/?p=1388\/#%EA%B3%84%EC%82%B0_%EC%98%88%EC%8B%9C\" title=\"\uacc4\uc0b0 \uc608\uc2dc\">\uacc4\uc0b0 \uc608\uc2dc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/wp2025.kr\/?p=1388\/#DSR%EC%9D%B4_%EB%86%92%EC%9C%BC%EB%A9%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\" title=\"DSR\uc774 \ub192\uc73c\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\">DSR\uc774 \ub192\uc73c\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/wp2025.kr\/?p=1388\/#%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8FAQ\" title=\"\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/wp2025.kr\/?p=1388\/#Q_DSR%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%EC%82%B0%ED%95%98%EB%82%98%EC%9A%94\" title=\"Q. DSR\uc740 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?\">Q. DSR\uc740 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/wp2025.kr\/?p=1388\/#Q_DSR%EC%9D%B4_%EB%82%AE%EC%9D%84%EC%88%98%EB%A1%9D_%EC%A2%8B%EC%9D%80%EA%B0%80%EC%9A%94\" title=\"Q. DSR\uc774 \ub0ae\uc744\uc218\ub85d \uc88b\uc740\uac00\uc694?\">Q. DSR\uc774 \ub0ae\uc744\uc218\ub85d \uc88b\uc740\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/wp2025.kr\/?p=1388\/#Q_DSR%EA%B3%BC_LTV_%EC%A4%91_%EC%96%B4%EB%8A%90_%EA%B2%83%EC%9D%B4_%EB%8D%94_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80%EC%9A%94\" title=\"Q. DSR\uacfc LTV \uc911 \uc5b4\ub290 \uac83\uc774 \ub354 \uc911\uc694\ud55c\uac00\uc694?\">Q. DSR\uacfc LTV \uc911 \uc5b4\ub290 \uac83\uc774 \ub354 \uc911\uc694\ud55c\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/wp2025.kr\/?p=1388\/#Q_%EA%B3%84%EC%82%B0%EA%B8%B0_%EA%B2%B0%EA%B3%BC%EC%99%80_%EC%8B%A4%EC%A0%9C_DSR%EC%9D%B4_%EB%8B%A4%EB%A5%B8_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" title=\"Q. \uacc4\uc0b0\uae30 \uacb0\uacfc\uc640 \uc2e4\uc81c DSR\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\">Q. \uacc4\uc0b0\uae30 \uacb0\uacfc\uc640 \uc2e4\uc81c DSR\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/wp2025.kr\/?p=1388\/#%EB%A7%88%EB%AC%B4%EB%A6%AC\" title=\"\ub9c8\ubb34\ub9ac\">\ub9c8\ubb34\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DSR%EC%9D%B4%EB%9E%80\"><\/span>DSR\uc774\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">DSR(Debt Service Ratio)\uc740<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\uc5f0\uc18c\ub4dd \ub300\ube44 \ubaa8\ub4e0 \ub300\ucd9c\uc758 \uc5f0\uac04 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561 \ube44\uc728<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589\uc740 DSR\uc744 \ud1b5\ud574 \ucc28\uc8fc\uc758 \uc0c1\ud658 \ub2a5\ub825\uc744 \ud3c9\uac00\ud558\uba70, \uc77c\uc815 \uae30\uc900\uc744 \ucd08\uacfc\ud558\uba74 \ub300\ucd9c \ud55c\ub3c4\uac00 \uc904\uc5b4\ub4e4\uac70\ub098 \ub300\ucd9c\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DSR_%EA%B3%84%EC%82%B0%EA%B8%B0\"><\/span>DSR \uacc4\uc0b0\uae30<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub798 \uacc4\uc0b0\uae30\uc5d0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uc18c\ub4dd<\/li>\n\n\n\n<li>\uc5f0\uac04 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d0\ub9ac\uae08<\/li>\n\n\n\n<li>\uc5f0\uac04 \uc2e0\uc6a9\ub300\ucd9c \uc6d0\ub9ac\uae08<\/li>\n\n\n\n<li>\uae30\ud0c0 \ub300\ucd9c \uc6d0\ub9ac\uae08<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc744 \uc785\ub825\ud558\uba74 \uc608\uc0c1 DSR\uc744 \uc790\ub3d9\uc73c\ub85c \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<style>\n.dsr-wrap{max-width:760px;margin:30px auto;padding:24px;background:#fff;border:1px solid #e5e7eb;border-radius:18px;box-shadow:0 8px 24px rgba(0,0,0,.05);font-family:Pretendard,Apple SD Gothic Neo,sans-serif}\n.dsr-wrap h2{font-size:26px;margin:0 0 10px}\n.dsr-desc{color:#666;font-size:14px;line-height:1.6;margin-bottom:20px}\n.dsr-row{margin-bottom:15px}\n.dsr-row label{display:block;font-weight:700;margin-bottom:7px}\n.dsr-row input{width:100%;padding:13px;border:1px solid #ddd;border-radius:10px;font-size:16px;box-sizing:border-box}\n.dsr-section-title{font-size:17px;font-weight:800;margin:24px 0 12px;padding-top:12px;border-top:1px solid #eee}\n.dsr-btns{display:flex;gap:10px;margin-top:22px}\n.dsr-btn{flex:1;padding:15px;border:0;border-radius:10px;font-weight:800;font-size:16px;cursor:pointer;text-align:center;text-decoration:none;display:block}\n.dsr-calc{background:#2563eb;color:#fff}\n.dsr-reset{background:#f3f4f6;color:#111}\n.dsr-link{background:#111827;color:#fff}\n.dsr-result{display:none;margin-top:24px;background:#f8fafc;border-radius:14px;padding:18px}\n.dsr-result table{width:100%;border-collapse:collapse}\n.dsr-result td{padding:10px 0;border-bottom:1px solid #e5e7eb}\n.dsr-result td:last-child{text-align:right;font-weight:800}\n.dsr-total{font-size:20px;color:#dc2626}\n.dsr-status{margin-top:18px;padding:14px;border-radius:12px;font-weight:700;text-align:center;font-size:16px}\n.dsr-mini{margin-top:15px;background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:14px;font-size:14px;line-height:1.7;color:#444}\n.dsr-notice{margin-top:18px;font-size:13px;color:#666;line-height:1.7;background:#fff7ed;border:1px solid #fed7aa;padding:14px;border-radius:12px}\n@media(max-width:640px){.dsr-wrap{padding:18px}.dsr-btns{flex-direction:column}.dsr-wrap h2{font-size:22px}}\n<\/style>\n\n<div class=\"dsr-wrap\">\n  <h2><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A6_DSR_%EA%B3%84%EC%82%B0%EA%B8%B0\"><\/span>\ud83c\udfe6 DSR \uacc4\uc0b0\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p class=\"dsr-desc\">\n    \uc5f0\uc18c\ub4dd\uacfc \uc6d4\ubcc4 \ub300\ucd9c \uc0c1\ud658\uc561\uc744 \uc785\ub825\ud558\uba74 \uc608\uc0c1 DSR\uacfc DSR 40% \uae30\uc900 \uc5ec\uc720 \uc0c1\ud658\uc561\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.\n  <\/p>\n\n  <div class=\"dsr-row\">\n    <label>\uc5f0\uc18c\ub4dd(\uc6d0)<\/label>\n    <input type=\"text\" id=\"income\" placeholder=\"\uc608 : 60,000,000\">\n  <\/div>\n\n  <div class=\"dsr-section-title\">\uc6d4 \uc0c1\ud658\uc561 \uc785\ub825<\/div>\n\n  <div class=\"dsr-row\">\n    <label>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d4 \uc0c1\ud658\uc561(\uc6d0)<\/label>\n    <input type=\"text\" id=\"mortgageMonth\" placeholder=\"\uc608 : 1,500,000\">\n  <\/div>\n\n  <div class=\"dsr-row\">\n    <label>\uc2e0\uc6a9\ub300\ucd9c \uc6d4 \uc0c1\ud658\uc561(\uc6d0)<\/label>\n    <input type=\"text\" id=\"creditMonth\" placeholder=\"\uc608 : 300,000\">\n  <\/div>\n\n  <div class=\"dsr-row\">\n    <label>\uae30\ud0c0 \ub300\ucd9c \uc6d4 \uc0c1\ud658\uc561(\uc6d0)<\/label>\n    <input type=\"text\" id=\"etcMonth\" value=\"0\">\n  <\/div>\n\n  <div class=\"dsr-btns\">\n    <button class=\"dsr-btn dsr-calc\" onclick=\"calcDSR()\">\uacc4\uc0b0\ud558\uae30<\/button>\n    <button class=\"dsr-btn dsr-reset\" onclick=\"resetDSR()\">\ucd08\uae30\ud654<\/button>\n  <\/div>\n\n  <div class=\"dsr-result\" id=\"dsrResult\">\n    <table>\n      <tr><td>\uc5f0\uac04 \ucd1d \uc6d0\ub9ac\uae08<\/td><td id=\"totalDebt\"><\/td><\/tr>\n      <tr><td>\uc5f0\uc18c\ub4dd<\/td><td id=\"incomeResult\"><\/td><\/tr>\n      <tr><td class=\"dsr-total\">\uc608\uc0c1 DSR<\/td><td class=\"dsr-total\" id=\"dsrPercent\"><\/td><\/tr>\n      <tr><td>DSR 40% \uae30\uc900 \uac00\ub2a5 \uc6d0\ub9ac\uae08<\/td><td id=\"maxDebt40\"><\/td><\/tr>\n      <tr><td>40% \uae30\uc900 \uc5ec\uc720\/\ucd08\uacfc \uae08\uc561<\/td><td id=\"remainDebt\"><\/td><\/tr>\n    <\/table>\n\n    <div id=\"dsrStatus\" class=\"dsr-status\"><\/div>\n\n    <div class=\"dsr-mini\" id=\"dsrMini\"><\/div>\n\n    <div class=\"dsr-btns\">\n      <a class=\"dsr-btn dsr-link\" href=\"\/?p=1337#LTV_\uacc4\uc0b0\uae30\/\">LTV \uacc4\uc0b0\uae30\ub3c4 \ud568\uaed8 \ubcf4\uae30<\/a>\n    <\/div>\n  <\/div>\n\n  <div class=\"dsr-notice\">\n    <strong>\uacc4\uc0b0 \uc608\uc2dc<\/strong><br><br>\n    \uc5f0\uc18c\ub4dd : <b>70,000,000\uc6d0<\/b><br>\n    \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d4 \uc0c1\ud658\uc561 : <b>1,500,000\uc6d0<\/b><br>\n    \uc2e0\uc6a9\ub300\ucd9c \uc6d4 \uc0c1\ud658\uc561 : <b>300,000\uc6d0<\/b><br>\n    \uae30\ud0c0 \ub300\ucd9c \uc6d4 \uc0c1\ud658\uc561 : <b>100,000\uc6d0<\/b><br><br>\n    \u25b6 \uc5f0\uac04 \ucd1d \uc6d0\ub9ac\uae08 : <b>22,800,000\uc6d0<\/b><br>\n    \u25b6 DSR : <b>32.6%<\/b><br><br>\n    \u203b \ubcf8 \uacc4\uc0b0\uae30\ub294 \ucc38\uace0\uc6a9\uc785\ub2c8\ub2e4.<br>\n    \u203b \uc2e4\uc81c DSR\uc740 \uae08\uc735\uae30\uad00\uc758 \uc0b0\uc815 \ubc29\uc2dd, \ub300\ucd9c \uc885\ub958, \uae08\ub9ac, \ub9cc\uae30, \uc815\ucc45 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n  <\/div>\n<\/div>\n\n<script>\nfunction num(v){return Number(String(v).replace(\/,\/g,''))||0;}\nfunction comma(x){return Math.round(x).toLocaleString('ko-KR');}\n\n[\"income\",\"mortgageMonth\",\"creditMonth\",\"etcMonth\"].forEach(function(id){\n  document.getElementById(id).addEventListener(\"input\",function(){\n    let n=this.value.replace(\/[^0-9]\/g,'');\n    this.value=n?Number(n).toLocaleString('ko-KR'):'';\n  });\n});\n\nfunction calcDSR(){\n  let income=num(document.getElementById(\"income\").value);\n  let mortgageMonth=num(document.getElementById(\"mortgageMonth\").value);\n  let creditMonth=num(document.getElementById(\"creditMonth\").value);\n  let etcMonth=num(document.getElementById(\"etcMonth\").value);\n\n  if(income<=0){\n    alert(\"\uc5f0\uc18c\ub4dd\uc744 \uc785\ub825\ud574\uc8fc\uc138\uc694.\");\n    return;\n  }\n\n  let monthlyTotal=mortgageMonth+creditMonth+etcMonth;\n  let annualDebt=monthlyTotal*12;\n  let dsr=(annualDebt\/income)*100;\n  let maxDebt=income*0.4;\n  let remain=maxDebt-annualDebt;\n\n  document.getElementById(\"totalDebt\").innerHTML=comma(annualDebt)+\"\uc6d0\";\n  document.getElementById(\"incomeResult\").innerHTML=comma(income)+\"\uc6d0\";\n  document.getElementById(\"dsrPercent\").innerHTML=dsr.toFixed(1)+\"%\";\n  document.getElementById(\"maxDebt40\").innerHTML=comma(maxDebt)+\"\uc6d0\";\n  document.getElementById(\"remainDebt\").innerHTML=(remain>=0?\"+\":\"-\")+comma(Math.abs(remain))+\"\uc6d0\";\n\n  let box=document.getElementById(\"dsrStatus\");\n\n  if(dsr<=40){\n    box.style.background=\"#dcfce7\";\n    box.style.color=\"#166534\";\n    box.innerHTML=\"\u2705 DSR 40% \uc774\ud558\uc785\ub2c8\ub2e4. \uae30\uc900 \ub0b4 \uc5ec\uc720\uac00 \uc788\ub294 \ud3b8\uc785\ub2c8\ub2e4.\";\n  }else if(dsr<=70){\n    box.style.background=\"#fef3c7\";\n    box.style.color=\"#92400e\";\n    box.innerHTML=\"\u26a0 DSR 40%\ub97c \ucd08\uacfc\ud588\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \ud55c\ub3c4 \uac10\uc18c \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.\";\n  }else{\n    box.style.background=\"#fee2e2\";\n    box.style.color=\"#991b1b\";\n    box.innerHTML=\"\ud83d\udea8 DSR\uc774 \ub9e4\uc6b0 \ub192\uc740 \uc218\uc900\uc785\ub2c8\ub2e4. \ucd94\uac00 \ub300\ucd9c \uc2ec\uc0ac\uc5d0 \ubd88\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\";\n  }\n\n  document.getElementById(\"dsrMini\").innerHTML=\n    \"\uc6d4 \uc0c1\ud658\uc561 \ud569\uacc4\ub294 <b>\"+comma(monthlyTotal)+\"\uc6d0<\/b>\uc774\uba70, \uc5f0\uac04 \uae30\uc900\uc73c\ub85c\ub294 <b>\"+comma(annualDebt)+\"\uc6d0<\/b>\uc785\ub2c8\ub2e4.<br>\"+\n    \"DSR 40% \uae30\uc900\uc73c\ub85c \uc5f0\uac04 \ud5c8\uc6a9 \uc6d0\ub9ac\uae08\uc740 \uc57d <b>\"+comma(maxDebt)+\"\uc6d0<\/b>\uc785\ub2c8\ub2e4.\";\n\n  document.getElementById(\"dsrResult\").style.display=\"block\";\n}\n\nfunction resetDSR(){\n  document.getElementById(\"income\").value=\"\";\n  document.getElementById(\"mortgageMonth\").value=\"\";\n  document.getElementById(\"creditMonth\").value=\"\";\n  document.getElementById(\"etcMonth\").value=\"0\";\n  document.getElementById(\"dsrResult\").style.display=\"none\";\n}\n<\/script>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DSR_%EA%B3%84%EC%82%B0_%EB%B0%A9%EB%B2%95\"><\/span>DSR \uacc4\uc0b0 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uacc4\uc0b0\uc2dd\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>(\uc5f0\uac04 \ubaa8\ub4e0 \ub300\ucd9c \uc6d0\ub9ac\uae08 \u00f7 \uc5f0\uc18c\ub4dd) \u00d7 100<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uc18c\ub4dd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>60,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc5f0\uac04 \uc6d0\ub9ac\uae08<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>12,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\uc6a9\ub300\ucd9c \uc5f0\uac04 \uc6d0\ub9ac\uae08<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>6,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\ud0c0 \ub300\ucd9c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd1d \uc6d0\ub9ac\uae08<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">20,000,000\uc6d0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DSR<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc57d <strong>33.3%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DSR%EC%9D%80_%EC%99%9C_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span>DSR\uc740 \uc65c \uc911\uc694\ud55c\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">DSR\uc740 \ub2e8\uc21c\ud788 \ud604\uc7ac \ub300\ucd9c\ub9cc \ubcf4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c,<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c<\/li>\n\n\n\n<li>\uc2e0\uc6a9\ub300\ucd9c<\/li>\n\n\n\n<li>\uc790\ub3d9\ucc28 \ud560\ubd80<\/li>\n\n\n\n<li>\ud559\uc790\uae08\ub300\ucd9c<\/li>\n\n\n\n<li>\uae30\ud0c0 \uae08\uc735\uad8c \ub300\ucd9c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ub4f1 \uc5ec\ub7ec \ub300\ucd9c\uc758 \uc6d0\ub9ac\uae08\uc744 \ud568\uaed8 \uace0\ub824\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub530\ub77c\uc11c \uae30\uc874 \ub300\ucd9c\uc774 \ub9ce\uc744\uc218\ub85d \uc0c8\ub85c\uc6b4 \ub300\ucd9c \ud55c\ub3c4\ub294 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DSR%EC%99%80_LTV%EC%9D%98_%EC%B0%A8%EC%9D%B4\"><\/span>DSR\uc640 LTV\uc758 \ucc28\uc774<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9ce\uc740 \ubd84\ub4e4\uc774 DSR\uacfc LTV\ub97c \ud63c\ub3d9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">DSR<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\ub4dd \uae30\uc900<\/li>\n\n\n\n<li>\uc0c1\ud658 \ub2a5\ub825 \ud3c9\uac00<\/li>\n\n\n\n<li>\ubaa8\ub4e0 \ub300\ucd9c \ubc18\uc601<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">LTV<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub2f4\ubcf4 \uae30\uc900<\/li>\n\n\n\n<li>\uc9d1\uac12 \ub300\ube44 \ub300\ucd9c \ube44\uc728<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc989,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTV\uac00 \ub192\ub354\ub77c\ub3c4 DSR \uae30\uc900\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\uba74 \uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc740 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uacc4\uc0b0\uae30<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>LTV \uacc4\uc0b0\uae30<\/li>\n\n\n\n<li>\ub300\ucd9c\uc774\uc790 \uacc4\uc0b0\uae30<\/li>\n\n\n\n<li>\uc804\uc138\ub300\ucd9c \uacc4\uc0b0\uae30<\/li>\n\n\n\n<li>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \uacc4\uc0b0\uae30<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B3%84%EC%82%B0_%EC%98%88%EC%8B%9C\"><\/span>\uacc4\uc0b0 \uc608\uc2dc<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uc18c\ub4dd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>70,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc6d0\ub9ac\uae08<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>18,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\uc6a9\ub300\ucd9c \uc6d0\ub9ac\uae08<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\ud0c0 \ub300\ucd9c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd1d \uc6d0\ub9ac\uae08<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>25,000,000\uc6d0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2193<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\uc0c1 DSR<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>35.7%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DSR%EC%9D%B4_%EB%86%92%EC%9C%BC%EB%A9%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\"><\/span>DSR\uc774 \ub192\uc73c\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">DSR\uc774 \ub192\uc744\uc218\ub85d \uc5f0\uc18c\ub4dd \ub300\ube44 \uc0c1\ud658 \ubd80\ub2f4\uc774 \ucee4\uc9c0\ubbc0\ub85c \uae08\uc735\uae30\uad00 \uc2ec\uc0ac\uc5d0\uc11c \ub300\ucd9c \ud55c\ub3c4\uac00 \uc904\uc5b4\ub4e4\uac70\ub098 \ucd94\uac00 \ub300\ucd9c\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c \uc801\uc6a9 \uae30\uc900\uc740 \uae08\uc735\uc0c1\ud488\uacfc \ucc28\uc8fc\uc758 \uc870\uac74, \uae08\uc735\uae30\uad00 \uc2ec\uc0ac\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8FAQ\"><\/span>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_DSR%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%EC%82%B0%ED%95%98%EB%82%98%EC%9A%94\"><\/span>Q. DSR\uc740 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uac04 \ubaa8\ub4e0 \ub300\ucd9c\uc758 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561\uc744 \uc5f0\uc18c\ub4dd\uc73c\ub85c \ub098\ub208 \ud6c4 100\uc744 \uacf1\ud558\uc5ec \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_DSR%EC%9D%B4_%EB%82%AE%EC%9D%84%EC%88%98%EB%A1%9D_%EC%A2%8B%EC%9D%80%EA%B0%80%EC%9A%94\"><\/span>Q. DSR\uc774 \ub0ae\uc744\uc218\ub85d \uc88b\uc740\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubc18\uc801\uc73c\ub85c \uc0c1\ud658 \ubd80\ub2f4\uc774 \uc801\ub2e4\ub294 \uc758\ubbf8\uc774\ubbc0\ub85c \ub300\ucd9c \uc2ec\uc0ac\uc5d0 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_DSR%EA%B3%BC_LTV_%EC%A4%91_%EC%96%B4%EB%8A%90_%EA%B2%83%EC%9D%B4_%EB%8D%94_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span>Q. DSR\uacfc LTV \uc911 \uc5b4\ub290 \uac83\uc774 \ub354 \uc911\uc694\ud55c\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450 \uae30\uc900 \ubaa8\ub450 \uc911\uc694\ud569\ub2c8\ub2e4. LTV\ub294 \ub2f4\ubcf4\uac00\uce58\ub97c, DSR\uc740 \uc0c1\ud658 \ub2a5\ub825\uc744 \ud3c9\uac00\ud558\ub294 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_%EA%B3%84%EC%82%B0%EA%B8%B0_%EA%B2%B0%EA%B3%BC%EC%99%80_%EC%8B%A4%EC%A0%9C_DSR%EC%9D%B4_%EB%8B%A4%EB%A5%B8_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>Q. \uacc4\uc0b0\uae30 \uacb0\uacfc\uc640 \uc2e4\uc81c DSR\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf8 \uacc4\uc0b0\uae30\ub294 \ucc38\uace0\uc6a9 \uac04\uc774 \uacc4\uc0b0\uae30\uc785\ub2c8\ub2e4. \uc2e4\uc81c DSR\uc740 \uae08\uc735\uae30\uad00\uc758 \uc0b0\uc815 \ubc29\uc2dd, \ub300\ucd9c \uc885\ub958, \ub9cc\uae30, \uae08\ub9ac, \uc815\ucc45 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A7%88%EB%AC%B4%EB%A6%AC\"><\/span>\ub9c8\ubb34\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">DSR\uc740 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c, \uc2e0\uc6a9\ub300\ucd9c \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc758 \ub300\ucd9c \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud558\ub294 \uc911\uc694\ud55c \uc9c0\ud45c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc704 \uacc4\uc0b0\uae30\ub97c \ud65c\uc6a9\ud558\uba74 \ud604\uc7ac \uc790\uc2e0\uc758 DSR\uc744 \uac04\ud3b8\ud558\uac8c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uc2e4\uc81c \ub300\ucd9c \uc2e0\uccad \uc804\uc5d0\ub294 \uae08\uc735\uae30\uad00 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uc815\ud655\ud55c \ud55c\ub3c4\ub97c \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc774\ub098 \uc2e0\uc6a9\ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uae30 \uc804\uc5d0 \uac00\uc7a5 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud558\ub294 \uac83\uc774 DSR(\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728)\uc785\ub2c8\ub2e4. DSR\uc740 \uc5f0\uc18c\ub4dd \ub300\ube44 \ubaa8\ub4e0 \ub300\ucd9c\uc758 \uc5f0\uac04 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561\uc774 \ucc28\uc9c0\ud558\ub294 \ube44\uc728\uc744 \uc758\ubbf8\ud558\uba70, \uae08\uc735\uae30\uad00\uc740 \uc774\ub97c \ud1b5\ud574 \ub300\ucd9c \uc0c1\ud658 \ub2a5\ub825\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub300\ucd9c \ud55c\ub3c4\ub294 \ub2f4\ubcf4\uac00\uce58\ubfd0 \uc544\ub2c8\ub77c DSR \uaddc\uc81c\uc758 \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \ubbf8\ub9ac \uacc4\uc0b0\ud574 \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc544\ub798 \uacc4\uc0b0\uae30\ub97c \uc774\uc6a9\ud558\uba74 \uc608\uc0c1 DSR\uc744 \uac04\ud3b8\ud558\uac8c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. DSR\uc774\ub780? DSR(Debt Service &#8230; <a title=\"DSR \uacc4\uc0b0\uae30 (2026 \ucd5c\uc2e0)\uff5c\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728 \uc790\ub3d9 \uacc4\uc0b0\" class=\"read-more\" href=\"https:\/\/wp2025.kr\/?p=1388\" aria-label=\"DSR \uacc4\uc0b0\uae30 (2026 \ucd5c\uc2e0)\uff5c\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728 \uc790\ub3d9 \uacc4\uc0b0\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":1389,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[300],"tags":[388,385,387,398,386,392,394,397,391,395,389,390,393,396],"class_list":["post-1388","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-300","tag-dsr-40-","tag-dsr-40","tag-dsr-","tag-dsr--","tag-dsr--2026","tag-dsr----","tag--dsr-","tag--dsr--"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/wp2025.kr\/wp-content\/uploads\/2026\/07\/\uc2a4\ud06c\ub9b0\uc0f7-2026-07-07-154343.png","_links":{"self":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts\/1388","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1388"}],"version-history":[{"count":1,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts\/1388\/revisions"}],"predecessor-version":[{"id":1390,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/posts\/1388\/revisions\/1390"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=\/wp\/v2\/media\/1389"}],"wp:attachment":[{"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1388"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1388"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp2025.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}